Publisher description
Personal Finances is an elegant, easy, yet technically advanced personal financial manager for Windows users. Putting budget tracking on auto-pilot, the program will help users to plan budget, track income and expenses and cut back on purchases you can live without. The program will also help you to track expected income, spending and see how much money the user will have at any date in the future. Personal Finances is portable and can be installed on the USB drive. Designed with the beginner in mind, Personal Finances lets anyone start budget planning without a shock from software complexity and learning curve. For the most part this is due to a simple, well-designed interface. The main window puts all accounts, tools, financial transactions and options in front of the user, letting you review any budget item and modify the budget. To get started, the user is required to add accounts, which can be a real bank account, credit card, cash, etc, pocket money. The next step is to enter transactions, both purchases and earnings. To make it simpler for the user to track spending in details, transactions can be defined with tags, family members, categories. Tags help to recognize between similar transactions that fall into the same category. Personal Finances has a powerful reporting engine that can generate pie, bar chart reports and trands with totals and percentages that reflect the flow of money for any period of time. The user can generate reports by categories, family members, tags. By clicking on any item in the report, user can drill down deeper to transactions associated with the item. Reports can be printed to paper, or saved to file in HTML, CHM, or TXT. The program and its reports helps the user review the financial health of the home budget, see the spending categories that can be trimmed in order to make a balanced budget one can live on without lapsing into debt.
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